What Plan Do I Need?
Click to expand each insurance plan type to see which plan you should select for your upcoming journey; whether it’s a short vacation in Japan, a work-abroad trip in England, or relocating to Australia.
Travel Medical
For Non-U.S. Residents ONLY. Choose Travel Medical if you only need emergency medical coverage while abroad, such as for food poisoning, injuries, or hospital visits and you’re not concerned about canceling or rescheduling your trip. Medical coverage limits range from $50,000-$1,000,000.
What’s Covered?
- Emergency Evacuation/Repatriation
- Physician Office or Hospital Visits
- Urgent Care Center or ICU Visits
- Physical Therapy
- Emergency Transportation
- Natural or Political Disaster Evacuation
- Personal Liability
- Acute Onset of Pre-Existing Condition
- and more…
What’s NOT Covered?
- Routine Health Care & Elective Procedures
- Travel to Seek Medical Advice or Treatment
- Outpatient Dental Procedures
- Pregnancy/Maternity
- Standard Pre-Existing Conditions
- Trip Cancellations
- and more…
Scenario:
Sophia, a 32-year-old remote Graphic Designer from the UK, is spending 4 months working from Bali and Thailand. Since her local health plan doesn’t cover medical care abroad, she buys a Travel Medical Insurance plan to protect against emergencies like food poisoning, motorbike accidents, or lost luggage.
She purchases the Insured Travellers Med+ (Travel Medical) plan to ensure she’s covered for:
Emergency medical care up to $1,000,000, including hospitalization and urgent care.
Medical evacuation and repatriation up to $500,000 in case she needs to be flown to another country or home.
COVID-19 coverage, including testing and treatment if she gets sick while abroad.
Mental health support and 24/7 virtual care, so she can talk to a licensed therapist or doctor from anywhere
Lost luggage and personal liability protection, giving her extra peace of mind during transit.
- And more non-insurance perks through our Guardian Membership.
Trip Protection
What’s Covered?
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Missed Connections
- Emergency Accident & Sickness
- Accidental Death & Dismemberment
Optional Coverages?
- Rental Car Coverage
- Cancel For Any Reason
- Rental Property Liability
What’s NOT Covered?
- Routine Health Care & Elective Procedures
- Travel to Seek Medical Advice or Treatment
- Planned Medical Treatments Abroad
- Evacuations for political unrest/terrorism/natural disasters
- Standard Pre-Existing Conditions
- and more…
Scenario:
John, a 28‑year‑old freelance photographer from Massachusetts, spends 8 weeks in South America. Worried about cancellations, emergencies, or gear loss on remote shoots, they book the World Explorer Guardian 500 plan, which offers:
Full reimbursement for a cancelled flights or tours up to $25,000
Emergency medical coverage up to $500,000
- Cancel For Any Reason
Telemedicine access and medical evacuation options.
- And more non-insurance perks through our Guardian Membership.
Annual Multi-Trip
Best if you’re planning on taking multiple trips abroad in 1 year with short trips back home.
Benefits are the same as the Travel Medical Plan.
Coverage duration options are for 30 or 45 days outside of Passport Country. If your trips exceed 45 days per trip, please purchase separate insurance plans per trip.
Health Insurance
Connect Health is ideal for individuals, couples, or families living abroad for 6–24 months, offering customizable global health coverage including major medical, mental health support, telehealth, and emergency evacuation.
Scenario: Maria, a 29‑year‑old freelance writer from Spain, plans to live in Mexico for a year. She chooses the Connect plan with a $1 million medical limit and no deductible, ensuring she’s covered for hospital visits, mental health therapy, telehealth, and emergency evacuation if needed—providing full comfort abroad.
Juvo Health is tailored for employers or distributed teams, providing group health insurance with the same core benefits, plus scalable solutions like Priority Pass, cybersecurity, and customized employee support.
What’s Covered?
Major medical care: hospitalization, surgery, specialist visits
Worldwide coverage (excluding or including the U.S., depending on plan selection)
Mental health care and therapy sessions
Access to international pharmacies and prescription reimbursement
Emergency medical evacuation & repatriation
Cancer treatment, imaging, and diagnostics
Wellness add-ons (available for some plans)
What’s NOT Covered?
Routine dental and vision care (unless added separately)
Pre-existing conditions not disclosed or outside waiting periods
Cosmetic or elective procedures
Fertility treatments and pregnancy-related care (unless included in maternity add-on)
Care received outside the network (if a restricted area plan is chosen)
Non-emergency medical tourism
Long-term care or nursing home services
What Plan Do I Need?
Click to expand each insurance plan type to see which plan you should select for your upcoming journey; whether it’s a short vacation in Japan, a work-abroad trip in England, or relocating to Australia.
Travel Medical
For Non-U.S. Residents ONLY. If you need emergency medical coverage while travelling abroad for a short period of time, with medical coverage limit options from $50,000-$1,000,000.
What’s Covered?
- Emergency Evacuation/Repatriation
- Physician Office or Hospital Visits
- Urgent Care Center or ICU Visits
- Physical Therapy
- Emergency Transportation
- Natural or Political Disaster Evacuation
- Personal Liability
- Acute Onset of Pre-Existing Condition
- and more…
What’s NOT Covered?
- Routine Health Care & Elective Procedures
- Travel to Seek Medical Advice or Treatment
- Outpatient Dental Procedures
- Pregnancy/Maternity
- Standard Pre-Existing Conditions
- Trip Cancellations
- and more…
Scenario:
Sophia, a 32-year-old remote UX designer from the UK, is spending 4 months working from Bali and Thailand. Since her local health plan doesn’t cover medical care abroad, she buys a Travel Medical Insurance plan to protect against emergencies like food poisoning, motorbike accidents, or lost luggage.
She purchases the Insured Travellers Med+ (Travel Medical) plan to ensure she’s covered for:
Emergency medical care up to $1,000,000, including hospitalization and urgent care.
Medical evacuation and repatriation up to $500,000 in case she needs to be flown to another country or home.
COVID-19 coverage, including testing and treatment if she gets sick while abroad.
Mental health support and 24/7 virtual care, so she can talk to a licensed therapist or doctor from anywhere
Lost luggage and personal liability protection, giving her extra peace of mind during transit.
- And more non-insurance perks through our Guardian Membership.
Trip Protection
What’s Covered?
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Missed Connections
- Emergency Accident & Sickness
- Accidental Death & Dismemberment
Optional Coverages?
- Rental Car Coverage
- Cancel For Any Reason
- Rental Property Liability
What’s NOT Covered?
- Routine Health Care & Elective Procedures
- Travel to Seek Medical Advice or Treatment
- Planned Medical Treatments Abroad
- Evacuations for political unrest/terrorism/natural disasters
- Standard Pre-Existing Conditions
- and more…
Scenario:
John, a 28‑year‑old freelance photographer from Massachusetts, spends 8 weeks in South America. Worried about cancellations, emergencies, or gear loss on remote shoots, they book the World Explorer Guardian 500 plan, which offers:
Full reimbursement for a cancelled flights or tours (up to $25,000).
Emergency medical coverage up to $500,000.
- Cancel For Any Reason
Telemedicine access and medical evacuation options.
- And more non-insurance perks through our Guardian Membership.
Annual Multi-Trip
Best if you’re planning on taking multiple trips abroad in 1 year with short trips back home.
Benefits are the same as the Travel Medical Plan.
Coverage duration options are for 30 or 45 days outside of Passport Country. If your trips exceed 45 days per trip, please purchase separate insurance plans per trip.
Health Insurance
Connect Health is ideal for individuals, couples, or families living abroad for 6–24 months, offering customizable global health coverage including major medical, mental health support, telehealth, and emergency evacuation.
Scenario: Maria, a 29‑year‑old freelance writer from Spain, plans to live in Mexico for a year. She chooses the Connect plan with a $1 million medical limit and no deductible, ensuring she’s covered for hospital visits, mental health therapy, telehealth, and emergency evacuation if needed—providing full comfort abroad.
Juvo Health is tailored for employers or distributed teams, providing group health insurance with the same core benefits, plus scalable solutions like Priority Pass, cybersecurity, and customized employee support.
What’s Covered?
-
Major medical care: hospitalization, surgery, specialist visits
-
Worldwide coverage (excluding or including the U.S., depending on plan selection)
-
Mental health care and therapy sessions
-
Access to international pharmacies and prescription reimbursement
-
Emergency medical evacuation & repatriation
-
Cancer treatment, imaging, and diagnostics
-
Wellness add-ons (available for some plans)
What’s NOT Covered?
-
Routine dental and vision care (unless added separately)
-
Pre-existing conditions not disclosed or outside waiting periods
-
Cosmetic or elective procedures
-
Fertility treatments and pregnancy-related care (unless included in maternity add-on)
-
Care received outside the network (if a restricted area plan is chosen)
-
Non-emergency medical tourism
-
Long-term care or nursing home services