Go Beyond the Ordinary: Why Every Adventurer Needs Proper Sports Insurance
October 15, 2025
No Comments
Read More »
Travel Medical Insurance
Coverage for accidents, illnesses, and evacuation abroad.
Trip Protection Insurance
For cancellations, interruptions, evacuation, and more.
Annual Multi-Trip Insurance
Coverage for multiple short trips with home returns.
Welcome to America
Smart, Seamless Travel Protection for Your Journey to the United States of America
Modern Insurance for Modern Travel
Explore Plans:
🇺🇸 Travel Requirements for USA
Visa Waiver Program (VWP) – Tourism or Business up to 90 days
Nationals of 42 eligible countries can enter without a visa, but must apply for ESTA online at least 72 hours before departure, valid for 2 years or until passport expiry.
Stay is limited to 90 days, not extendable. Must hold a biometric passport, travel on an approved carrier, and have a return/onward ticket
B‑1/B‑2 Visitor Visa – Business or tourism up to 6 months
For those who aren’t eligible for VWP, or want to stay more than 90 days but less than 6 months, apply at a U.S. consulate.
- B‑1 for short business trips (meetings, conferences, contract negotiation)
- B‑2 for tourism, visiting relatives, medical treatment, or short recreational courses (< 6 months)
- A combo B‑1/B‑2 visa covers both
Visa generally valid for up to 10 years; each trip allows up to 180 days stay, with possible extensions.
You cannot work or be employed in the U.S.
Documents required include:
Valid passport (must be valid at least 6 months beyond your stay, unless exempt)
- Form DS‑160, application fee (~US $185 as of 2025)
- Photo, travel itinerary, proof of funds/home ties, visa interview
Optional: travel insurance letter (some applicants bring it as supporting evidence)
Travel Insurance Requirements
Travel insurance is not mandatory for entering the U.S. under VWP or B‑1/B‑2 visas.
However, it’s strongly recommended:
U.S. healthcare costs are among the highest globally; even a simple ER visit can cost thousands
- Visitor insurance plans cover medical emergencies, evacuation, and repatriation without typical U.S. health plan coverage
For exchange visitors on J‑1 visas, health insurance is required, with specified minimum coverage limits
Choose Your Insurance Plan:
Global Travel Insurance
For Short-Term Trips
Travel Medical Plan
For Non-U.S. Residents | Emergency Medical Coverage
Single Trip: Trip Protection Plan
Domestic Travel for U.S. Residents | Trip Protection & Emergency Coverage
What Do I Need Covered?
Explore Member Perks:
Global Travel Perks, Reimagined.
In Partnership with:
*benefits are non-insurance services provided with every plan not associated with the underwritten portion.
CARE
24/7 Crisis Assistance, Relocation, and Evacuation for all travelers.
Global Nomad Pass
Discounts to local restaurants, cafes, coworking spaces, and more.
VPN & Cybersecurity
Stay protected and browse safely wherever you go.
Our 12-month Guardian program is provided to all members of Insured Nomads. Enjoy all the perks, no matter how long your journey is with us.
Global eSIM
Discounts to high speed coverage in over 170 countries
Airport Lounge Access
Enjoy complimentary lounge access with registered delayed flights.
Virtual Care
Virtual Physicians, Clinicians, and Therapists when you need them.
Explore Member Perks:
Global Travel Perks, Reimagined.
In Partnership with:
CARE
24/7 Crisis Assistance, Relocation, and Evacuation for all travelers.
Global Nomad Pass
Discounts to local restaurants, cafes, coworking spaces, and more.
VPN & Cybersecurity
Stay protected and browse safely wherever you go.
Our 12-month Guardian program is provided to all members of Insured Nomads. Enjoy all the perks, no matter how long your journey is with us.
Global eSIM
Discounts to high speed coverage in over 170 countries
Airport Lounge Access
Enjoy complimentary lounge access with registered delayed flights.
Virtual Care
Virtual Physicians, Clinicians, and Therapists when you need them.
*benefits are non-insurance services provided with every plan not associated with the underwritten portion.
What our members say:
Whether you have a question about choosing the right insurance, understanding your benefits, filing a claim, or anything else – we’re here to help.
Reach out to us via our Contact Page. Our team is ready to guide you, helping you travel safer and smarter.
For more details, visit our FAQ page to learn about each plan and more.
U.S. Travel Tips & Guidelines:
Healthcare: What Travellers Must Know
No free public healthcare — even emergencies require payment upfront.
Average ER visit: $1,200+; ambulance ride: $400–$1,200+.
Hospitals may deny non-emergency treatment without proof of insurance or payment.
Common travel plans abroad don’t work here — you need U.S.-compliant visitor insurance, like Insured Nomads’ World Explorer Plans.
What Travel Insurance for the U.S. Should Cover
Emergency medical treatment (accidents, illness)
Hospitalization & surgery
Emergency medical evacuation
Repatriation of remains
COVID-19 coverage
Trip interruption/delay
Lost or stolen baggage
24/7 assistance
Who Needs Travel Insurance for the U.S.?
Tourists and leisure travelers
Business travelers
Digital nomads and remote workers
Students and interns on short-term stays
Family visits (parents/grandparents of U.S. residents)
Key Documents to Bring to the U.S.
Valid passport (at least 6 months beyond your stay)
Proof of accommodation or return ticket
ESTA approval (if VWP) or B visa
Travel insurance policy details/confirmation
Emergency contacts, embassy info
Tips for Travelers (Practical)
No roaming? Get 20% off eSIM through Airalo when you purchase a policy with Insured Nomads.
Driving? You’ll need an International Driving Permit + home country license.
Tipping is standard: 15–20% at restaurants, $1–2 per bag for porters.
U.S. sales tax isn’t included in prices — final cost at checkout is always higher.
Safety: Most cities are safe, but use standard urban caution. 911 for emergencies.
Medications: Bring prescriptions in original containers. Some non-U.S. meds may be illegal.
🇨🇳 Tailored for Your Experience
This isn’t one-size-fits-all. From visa runs to co-living in Dali to business launches in Shanghai, we know the realities of being a global citizen in China.
Our coverage supports:
Digital nomads staying long-term under business, work, or student visas
- Remote workers visiting for workation
Slow travelers taking in China’s regional diversity
Remote teams working across time zones and borders
Solo travelers and backpackers seeking safety and peace of mind
Explore Ideas, Tips, and Stories
Have Questions?
We’re here to make your journey smoother. Explore our brochures, FAQs, and Guardian Membership details, or contact us directly for the answers you need.
