Do I need to buy the Adventure Sports add-on if I want to surf?

World Explorer: No, it is considered recreational, not adventure or extreme so no additional rider / coverage is required to have it as a covered activity.

World Explorer Guardian: As long as your surfing activity is non-professional and non-competitive, it is considered recreational and considered under coverage. There is no add-on for Adventure sports under this type of policy and there is an exclusion if you participated in Adventure sports.  

Learn more about the plans and view downloadable documents for our insurance for travelers, click here.