Nomad Lifestyle Blog:

Base Jumping and Travel Insurance: A Comprehensive Guide

Weronika Popiolek
Weronika Popiolek

Marketing & PR Coordinator

Weronika Popiolek

Weronika Popiolek

Marketing & PR Coordinator

IN Logo

Base jumping is undeniably one of the most thrilling extreme sports for adrenaline junkies traveling the world. However, with the breathtaking highs come considerable risks, and it’s essential to secure the right kind of travel insurance coverage for peace of mind. Here, we delve into the vital aspects of insurance for base jumping enthusiasts, the exhilaration and hazards of the sport, and the legalities that must be observed. 

Essential Coverage Points for Base Jumping

Emergency Medical Coverage

When participating in high-risk activities like base jumping, access to emergency medical care is vital. Ensure your insurance plan includes: 

  • High coverage limits for medical expenses 
  • Coverage for medical evacuation and repatriation 
  • Helicopter rescue services if necessary 
  • No exclusions for extreme sports-related injuries 

Accidental Death Coverage 

Given the perilous nature of base jumping, accidental death coverage is a necessary safeguard: 

  • Payouts to beneficiaries in the event of a fatal accident 
  • Coverage for death or dismemberment 
  • Understand the fine print, as some policies may have specific clauses related to extreme sports 
  • significant risk of severe injury or death, even for experienced jumpers. 

Legal Considerations for Base Jumpers

Engaging in base jumping carries various legal considerations that cannot be overlooked: 

  • Legality: Confirm whether base jumping is legal in your destination. It is illegal in many urban areas and national parks. 
  • Compliance: Always adhere to local laws and regulations, which can vary widely between regions. 
  • Permits: Some locations may require a permit or special permission to base jump. 
  • Trespassing: Be informed about trespassing laws to avoid nullifying your insurance or facing legal action. 
  • Insurance Claims: Understand that illegal activities may undermine your ability to make an insurance claim. 

 

base jumper

Cautionary Tale: Legal and Safety Implications

A recent incident involving a base jumper who trespassed and jumped from a prohibited building highlights the gravity of ignoring local laws and safety protocols, read the full story in the BBC article. Not only did it lead to tragic outcomes, including severe trauma for witnesses, it also painted base jumping in a negative light. 

This kind of reckless conduct can have far-reaching consequences, including: 

  • Legal repercussions and potential criminal charges. 
  • Invalid insurance claims due to the illegal nature of the activity. 
  • Personal responsibility for medical and associated costs. 
  • Long-term psychological impact on the individual, family, friends, and witnesses. 

While seeking that unparalleled thrill, remember the backbone of any extreme sport is responsibility—to oneself, to others, and to the sport itself. Adherence to laws, safety measures, and securing the right insurance are the hallmarks of a responsible and respectful base jumper. Ensure that your venture into the skies is backed by thorough preparation and the peace of mind that comes with comprehensive travel insurance. 

 

Remember that understanding the fine print is crucial for base jumpers. Common exclusions include pre-existing medical conditions, alcohol or substance-related injuries, and, significantly for base jumping, participation in extreme or adventure sports. Insurers often require riders or specific endorsements for coverage of high-risk activities, and base jumping is typically considered such an activity. Due to the nature of the activity, most insurance companies, including Insured Nomads, will not cover base jumping.  


 
Planning to travel or already on your trip and don’t have coverage? Get a travel medical plan that can cover your illnesses and injuries so you can live in peace and with protection.